September 7, 2026

Buy Solar Outright vs Pay-As-You-Go in Kenya: Which Actually Costs Less?

Pay-As-You-Go solar has done something genuinely valuable in Kenya — it’s brought basic solar power to households who couldn’t otherwise access it, spreading cost into small, manageable daily or weekly payments. But PAYG and outright ownership are fundamentally different products solving different problems, and conflating them leads to a lot of confused comparisons. Here’s an honest look at what actually separates them. How Each Model Works Pay-As-You-Go (PAYG) solar, the model popularised by providers like M-KOPA, lets customers pay for a solar kit in small instalments over months or years, with the system remotely locked or unlocked based on payment […]